Buried deep in the T&C's fine print, the points are devalued at 0. Get 12,000 Avion points on approval with the RBC ION+ Visa. Earn MORE Avion points on groceries and more Get 12,000 Avion Points * when you’re approved for the RBC ION + Visa credit card (Offer expires April 3, 2023). This means 10,000 points can be worth anywhere from $100 to $233 on average depending on which Avion credit cards you have. Review the legal disclaimer and select Continue. My RBC ION+ Visa review is positive. Unfortunately, there is no way to waive the fee completely. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 99% *. Free access to RBC Online, Mobile, and Telephone Banking. Print, complete and sign (make sure both of you sign the form). 99% $48 Min. High interest on every dollar. entire balance of the personal property gift or must be paid using your RBC ION+ Visa card in order to be covered. 8M people. Opens in a new window. 7,000 points. por Arya Arruda; 21/09/2023RBC ION+ Visa. , RBC Global Asset Management Inc. S. Go to site. Exclusive Offer of 100 Avion points for every $1,000 in funded mortgage. 5X Avion points for every $1 spent on groceries, rides, gas, streaming, subscriptions, digital gaming and more. RBC’s new ION and. Earn 3 Avion points for every $1 spent on groceries, food delivery, rides, gas, streaming, subscriptions, digital gaming and more. 3 points per $1 spent . You need to initiate the transfer with a minimum of 1,000 Avion points, which would equal 11. cheezemeister_x • Ontario • 5 yr. $19. 18 upvotes. This card pays up to 3 Avion points per $1 spent on everyday purchases and offers mobile device insurance, a perk that’s not so common in Canada’s credit card space. My understanding is that if I apply for the RBC Avion Visa Infinite that I won't be eligible for the welcome bonus because I have the RBC ION+ card. RBC Avion Rewards points can. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. With the NEW ION family of cards, you can start earning faster on the purchases you make most. 5 Avion points per dollar spent on everyday purchases and get access to other perks. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. Annual Fee: $48. Additional cardholder(s), as well as existing cardholders of any RBC. Choose one of eight eligible charities. bank account and credit card balances. 99%. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. 3. RBC ION Visa: 6,000 bonus points Best student credit card for AIR MILES collectors. $48 annual fee. 15, or 100 Avion points = 1. . Throughout this page, we will use the term “RBC Rewards” to refer to both tiers of points to be consistent. RBC will not stop sending me these offers for their ION card which sounds pretty good to me: 3 cents off gas at petro Canada, 1:1 Avion points, or 1:1. With the NEW ION family of cards, you can start earning faster on the purchases you make most. Avion Elite points have a value of 1. Card Details. par Arya Arruda; 21/09/2023The fee could be reduced to $10. Review: RBC Avion Visa Infinite Card The RBC Avion Visa Infinite card has a new welcome offer of up to 55,000. Review the list of items you are allowed to bring into Canada. , RBC Global Asset Management Inc. It also widens the amount of categories you earn points on, like food delivery and restaurants. Compare Credit Cards. The RBC ION Visa isn't going to be kind to you if you tend to carry a balance on your credit card. Get up to 7,000 welcome points. Offer ends March 31, 2024. Get up to 7,000 Avion points ^ - that’s up to $50 of value in gift cards! †. Review Frequently asked questions Your reviews Finder makes money from featured partners, but. The RBC ION Visa belongs to the Avion Rewards family. Minimum balance is a form of fee. In this guide. Annual Fee Rebate. oh really thats good, i had a pre-existing rbc credit card and transferred to the ion+ as well, didn't get the bonus points. Additional Card: $0. If you carry a balance from month to month, consider a RBC Royal Bank credit card with a lower interest rate. RBC British Airways Visa Infinite Card. Allow up to four weeks for RBC Avion points to be transferred to other airline program accounts. 00 102, no minimum balance required. You can also apply for one of two new RBC credit cards, the RBC ION Visa or the RBC ION+ Visa. com/ioncardsUpdated 08 2023 6 Definitions: DoorDash: means DoorDash Technologies Canada Inc. They will enjoy access to best-in-class cash back savings and offers from more than 1,900 retail partners as well as discover more ways to earn, redeem and pay with Avion points – all within one. AimFinance review: Get a personal loan in 24-48 hours. Airport lounge access. RBC ION Visa. 75% on all the stated categories* and 0. Best business RBC credit card: RBC Avion Visa Infinite Business: 25,000 bonus points Best cash back RBC credit card: RBC Cash Back Preferred World Elite Mastercard: None: Best no annual fee RBC credit card: RBC ION Visa: 6,000 bonus points : Best low fee RBC credit card: WestJet RBC Mastercard: 100 WestJet Dollars RBC ION+ Visa – RBC’s best Rewards Credit Card for Groceries, Dining, Gas and more. The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Dollar Visa Gold, RBC. How It Works. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. *To be eligible for this offer your application for the RBC ION+ Visa credit card must be approved by us. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your. Which Gas Station is Best to Fill Up At? There are three chains in Canada with a nationwide presence, Petro Canada, Esso, and Shell, each with its own rewards programs. 95 or $5 by using the Value Program . 5 WestJet Dollars, but you can transfer in increments of 100 Avion points thereafter. For a limited time, you can earn up to 7,000 Avion points with RBC ION credit cards. That’s up to 12% cash back on grocery store purchases for the first three. The standard interest rates are rather disappointing. The RBC Ion+ Visa is RBC’s new product to replace the old Signature RBC Visa Card, and also earns the new Avion Rewards points. 71% to 2. For RBC ION+ Visa Card To be eligible for this offer your application for the RBC ION+ Visa must be received by the date indicated on this page and must be approved by us. For travel, 100 points = $1. Purchase Rate: 20. Start Application Online. 3 points per $1 spent . With the transfer bonus, you’ll get an effective ratio of 100:1. The RBC ION Visa is a decent no fee credit card that has a respectable earning. $39. 714cpp (this is the regular price). , RBC Direct Investing Inc. Eligible Credit Cards. Upon enrolment, 12,000 (“welcome points”) points will appear within the first two monthly statements. 99% on purchases, 22. Haninthere. , RBC Direct Investing Inc. RBC ION+ Visa. cheezemeister_x • Ontario • 5 yr. 50 in credit for the same number of points. RBC offers a multi-line rebate, BMO also had this offer as a promo. View Legal Disclaimers. Get 7,000 Avion points Δ when you’re approved for the RBC ION+ Visa credit card or 3,500 Avion points ^ when you’re approved for the RBC ION Visa credit card Compare Cards Now Compare Cards Now. Cards may be used to make. Mississauga. The RBC ION+ Visa Credit Card is one of RBC’s newest offerings and stands out as a low-fee rewards card with attractive earning rates on daily spending. RBC ION Visa Card. 8 cents per point. For complete and current information on any. 71 cents per point value and if we multiply that by the 1x to 3x points earn rates you are looking at a rate of return of 0. , Royal Trust Company or The. 1 How to qualify for the Credit Card Base OfferOn the other hand, there are RBC credit cards that earn Avion Premium points such as the RBC ION+ Visa credit card. Earn points redeemable for a choice of rewards with your Avion rewards credit card. $39. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. Only downside is the 120$/year fee on the avion, which is definitely offset by the value of the rewards for me. RBC Ion+ Visa Card. 19. Card”). $75 fee for supplemental cardholders. You can. RBC is launching two brand-new credit rating cards: the RBC Ion and RBC Ion+ Visa cards, as replacements for the RBC Benefits+ Visa and Signature RBC Reward. Call 1-800-565-3129. According to creditcardgenius. 3. Marriott Bonvoy™ American Express® Card . Request a one-time verification code, sent via text to your mobile number. 5x for streaming and ION+ gives 3x (at a $4/month fee). Neo. ago. RBC ION+ Visa vs. of this year. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. Apply at an RBC Branch Find an RBC Branch. Earn 1 Avios for every $1 CAD you spend on qualifying purchases 2. Earn Avion Points on Everyday Purchases. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. Your credit score appears, along with various tools, calculators and. With the NEW ION family of cards, you can start earning faster on the purchases you make most. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. MBNA Rewards World Elite Mastercard. While some people may not like the lower value,…Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . 20. Get 10% bonus cash back for the first 3 months (up to a maximum spend of $2,000) with a new RBC Cash Back Mastercard †. Shop offers. Cards that stand out for earning rewards at electric charging stations are: Earning per dollar. $175 annual fee. por Arya Arruda; 21/09/2023Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . there's the RBC ION+ Visa. Haninthere. The card is good for people in the following situations: You don’t have a high income – No minimum personal income requirement is needed for this card. This rare coverage protects your mobile device if your phone is lost, stolen. 4. Annual Fee Rebate. The RBC ION+ Visa is a low annual fee card that lets you earn 3x the Avion points for gas, groceries, dining out, rideshares, ordering in and making select digital purchases such as gaming, streaming and digital subscriptions. par Arya Arruda; 21/09/2023The fee could be reduced to $10. See more RBC products . 2023 you have access to 15 credit cards. Coverage ends, individually for the applicant and each additional cardholder, on the earliest of: 1. See BalanceProtector Max Details. Below you will find the Certificate of Insurance and Quebec Documents (Product Summary) for embedded insurance products offered by RBC Insurance Company of Canada through Royal Bank of Canada. Bemærk: Følgende artikel hjælper dig med: RBC Rewards+ Visa kreditkortgennemgang 2023. As a sole or joint owner of an RBC Signature No Limit Banking (SNL) account and the primary RBC ION+ Visa cardholder, the $4 monthly fee ($48 annually) of your RBC ION+ Visa card will be fully rebated, every month, as long as your eligible credit card remains in good standing. RBC ION+™ Visa 1; RBC Rewards+™ Visa ‡ Signature RBC Rewards Visa. RBC ION+ Visa. There are no blackout dates or advance booking restrictions, even during peak periods. Purchase Rate: 20. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. NET VALUE $925+ ANNUAL FEE. RBC Rewards signaturvisum: RBC ION+ Visa: RBC ION Visa: Årligt gebyr: 39 USD: 48 USD: $0: Priser: 1 point / $1 brugt på alle køb: 3 point/$1 brugt på gas, dagligvarer, madlevering, streaming, digitalt spil og daglig transport; 1 point / $1 brugt andetstedsHere are some tips to help minimize the interest charges on your credit card: Pay off your credit card balance in full each month. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). The RBC ION and ION+ Visa credit cards are powered by Avion Rewards and cardholders will become members at the Avion Premium level. 3 Membership Rewards points. RBC Avion Visa Infinite Privilege – A Luxury Travel Credit Card. This works out to 0. 20. RBC ION+ Visa. Either switch or be stuck with poor products. 3 points per $1 spent . Get $100 when you. The RBC ION Visa comes with only Extended Warranty and Purchase Protection, which is pretty much bare bones as far as credit card insurance goes. WestJet RBC ® MasterCard ‡. These two cards appear to be replacing the RBC Signature VISA Card and RBC Rewards+ VISA Card. Earn 100/$1,000 Avion points 4. 10% intro offer (Ends October 31, 2023), Earn 4% for. 7,000 points. That’s up to 12% cash back on grocery store purchases for the first three months and up to 11% on all other purchases for the first three months †. Get 3,500 points. Built in 2017, for Canadians by Canadians, creditcardGenius is trusted by more than 152,000 people every month, 42,500 newsletter subscribers, and 4. The date your RBC ION+ Visa account is cancelled; or 2. Get 35,000 Welcome Points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months 1. The 3,500 additional Avion points will be awarded to you if a total of $500 or more in qualifying net purchases and/or pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your RBC ION+ Visa credit card account within the first 3 months from the date of your credit card account open date, provided your account. RBC ION+™ Visa ‡. These are the main differences for redeeming. 5,000 points. Call Toll-Free: 1-866-756-1107. TD® Aeroplan® Visa Infinite* Card. 00 (10% Cash Back Credit) in Net Purchases (including pre-authorized bill payments) charged on your RBC Cash Back Mastercard account within the first 3 months of. Additional cardholders (co. 5x for streaming and ION+ gives 3x (at a $4/month fee). Although you earn Avion points with this card, since this is a lower tier RBC card, your points are worth less compared to regular Avion Rewards. RBC ION+ Visa: 7,000 Avion: $85: Apply: RBC ION Visa:. $2. rankings and reviews. Help make sure your credit card balance doesn’t become a burden to you or your family with simple and affordable job loss, total disability and life coverage. RBC ION Visa Review. keep this card in the top 10% of all rewards cards in Canada” Click here to read the entire review — The new RBC ION Visa and RBC ION+ Visa Cards have been added to several of Rewards Canada’s credit card pages. 5 to 2. [deleted] • 5 yr. 99% 22. eStatements. Open a new Scotia Momentum® Visa Infinite* credit card account by October 31, 2023 to qualify. Legal Disclaimer 1; Get up to 7,000 Avion points with the RBC ION+ Visa Card Legal Disclaimer 2 - that's up to a $50 value in gift cards! No annual fee with an RBC Advantage Banking for students. h. 1 How to qualify for the Credit Card Base OfferOn the other hand, there are RBC credit cards that earn Avion Premium points such as the RBC ION+ Visa credit card. , RBC Global Asset Management Inc. 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). por Arya Arruda; 21/09/2023 21/09/20231 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Visa Cash Back Card. 07%. Like other RBC reward cards, Get 35,000 Welcome Avion points on approval and 20,000 bonus points when you spend $5,000 in your first 6 months. , Royal Trust Company or The. Receive a Companion Award eVoucher 3. Tangerine. Earn up to 50,000 points and pay no annual fee in the first year (Apply by Jan 3, 24) RBC Avion Visa Infinite Card. Th low fee RBC ION+ Visa lets you earn 3X rewards for everyday purchases and streaming subscriptions, groceries and transportation. Safe online shopping with Virtual Visa Debit 74. Enter the verification code and add your card to Apple Pay. 25 without cheque image, $2. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. If you're a newcomer, it can feel overwhelming to start investing in Canada. National Bank. You’ll be able to choose an advisor, a time and how you’d prefer to meet - including in person, by phone or by video conference. View Card Details. 7 cpp, for Rewards+). 00 in Grocery, Dining, Food Delivery, Rides, Gas, Electric Vehicle Charging, Streaming, and Digital Gaming & Subscriptions Purchases you make on your RBC ION+ Visa credit card at merchants classified by Visa’s “Merchant Category Code” (MCC). 5 points per $1 spent on groceries, daily transit, rideshares, EV charging, streaming, digital gaming, and subscriptions; 1 point per $1 spent on all other purchases The RBC Cash Back Mastercard has no annual fees. Depending on the destination, 15,000 to 100,000 Avion points are required per ticket. The ION+ has a lot more perks that make sense. Review Methodology Employment Managing Money. The most expensive on our list is the RBC British Airways Visa Infinite Card at $165 — pretty normal for a premium card with travel rewards that typically have annual fees from $119 or higher. For a World Elite Mastercard, you need a personal income of $80,000 or a. It is your responsibility to participate in programs established and supported by Visa, Mastercard or us as required if you want to take advantage of these Internet purchase opportunities. S. , RBC Global Asset Management Inc. Free unlimited Interac e-Transfer ‡ transactions 3 3a. Download the RBC Mobile app and sign in using your Client Card number and password. Scotiabank Scene+ Visa Card Review The Scotiabank Scene+ Visa Card is a great entry-level card perfect for students and new immigrants looking to build their credit history. No annual fee. Plus get innovative benefits with the no annual fee RBC ION Visa. Earn 1. Scroll down to the box on the right-hand side labelled My Services. 3. Ends January 31, 2024. 20. Assuming there is no restrictions on transferring points to airlines, the earn rates would make it my default non-Amex card. Eligible Credit Cards. You may obtain access to the information we hold about you at any time and review its content and accuracy, and have it amended as appropriate; however, access mayRBC ION+ Visa Card. 3 Genius Rating. 20,000 Points if you open a new RBC Visa Infinite Avion card, 20,000 Points if you open a new RBC Royal Bank Visa Platinum Avion card, 5,000 Points if you open a new RBC ION+ Visa, and; 500 Points if you open a new RBC ION Visa card. First, here's what you'll earn for rewards on all your purchases: 1. Reviews. Don’t forget, if you’re short a few points, you can always purchase travel by redeeming your points and using your credit. Earn 60,000 sign up bonus Avios (earn 15,000 Avios upon approval, earn 35,000 bonus Avios after spending $6,000 in the first 3 months, earn 10,000 bonus Avios (within 12-15 weeks after the first year anniversary) (apply before July 12,. The catch is that if used for travel, they convert at 172 points = $1. Make sure you have the right travel insurance—get an online quote or call the Enrollment Centre. Dollar Visa Gold, RBC. RBC also offers a pair of student credit cards with the RBC ION Visa and RBC ION+ Visa. Keep up with your RBC Bank U. CIBC Dividend ® Visa Infinite* Card. You will earn 3 Avion points for every $1. Free account transfers 24/7 with no delay. Not sure if ION will need more points for gift cards. Fees. No annual fee; Earn 1. 2. Unlimited Moneris deposits. RBC offers a multi-line rebate, BMO also had this offer as a promo. No annual fee. Store credit cards co-branded with VISA, Mastercard, or Discover can be used anywhere that those cards are accepted. *. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. That means with the iON+ you’re getting 1. S. Choose from no fee options to premium cards that earn points faster. The account offers a $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard card, or $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Avion. For a $4 monthly fee, you'll earn more rewards on the bonus categories. [deleted] • 5 yr. This presentation will provide a review of global economic conditions that will impact the Canadian economy, interest rates and housing. 7,000 points. 81% for the RBC Rewards+ Visa. 07%. 20. Learn more at rbc. So if I cancel the RBC Ion + card and wait 3 months and apply for the RBC Avion Visa Infinite. Insurance Coverage For Your Credit Card Balance. Consumer psych Choices (W7 L2) 22 terms. 714cpp (this is the regular price). Start » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . RBC Avion Visa Infinite offers good insurance, travel booking and so on, with $1 spent = 1 Avion point for most purchases. Attention: To request a Quebec Distribution Guide for RBC travel insurance purchased before September 09, 2020, call: 1-866-896-8172. , RBC Global Asset Management Inc. With the RBC ION Visa card, you can earn a welcome bonus of 3,500 Avion points upon approval and get a 0. Online, Mobile and Telephone Banking. RBC Advantage Banking for students 4. Switch and Save - we’ll cover up to $1,100 in switching fees when you move your eligible mortgage to RBC 5. , Royal Trust Company or The. Formule en format PDF: $0: RBC Rewards Visa : English. S. I currently have the RBC Signature Rewards Visa credit card, and as they don't seem to advertise that one anymore, I will have to change to one of their new ones when my card expires. , Royal Trust Company or The. RBC Rewards is now called Avion Rewards. , RBC Global Asset Management Inc. American Express Business Edge™ Card. Get up to 7,000 welcome points. Hometrust. The RBC IONᵀᴹ Visa is a for any REGULAR user. Our branches are open to serve you with recommended safety measures in place, such as physical distancing. 5 on certain types of common purchases. 99% interest rate on cash advances and balance transfers for the first 10 months. Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. As an RBC ION+ Visa cardholder, Toronto-based author Vicky Zhou receives 3x the points for every dollar spent on groceries, dining, gas, rideshare, daily public transit, streaming, digital gaming and subscriptions. Earn 1 Avion point for every $1 spent on. , RBC Direct Investing Inc. Transfer money between your RBC U. 5* 0. Call to book an appointment to open a bank account over the phone or by video conference. NO MONTHLY FEE 28. Learn more at rbc. RBC ION+ Visa. Call Toll-Free: 1-866-756-1107. Earn. Minimum balance is a form of fee. Início » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality Exploring the RBC ION+ Visa: A thorough examination of its features and performance for informed decision-making. If you're a newcomer, it can feel overwhelming to start investing in Canada. RBC ION+ Visa: $48 ($4 charged monthly) Up to 7,000 points^ 3X points1 on eligible purchases; 1 point1 on all other qualifying purchases. FREE. Rebates that apply to eligible credit cards are: 1) $48 rebate (annual fee fully rebated) for: RBC ION+ Visa and WestJet RBC Mastercard‡ card, or 2) $35 rebate (annual fee partially rebated) for: RBC Avion Visa Infinite Privilege, RBC Visa Infinite‡ Avion®, RBC Visa Platinum Avion, RBC Rewards Visa Preferred, RBC U. Terms in this set (5). Apply by November. , Royal Trust Company or The. The 3,500 welcome Avion points (“Welcome Points”) will appear within your first two monthly statements. 99%. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 99% *. Apply for a RBC VISA® Credit Card. $39. RBC ION+™ Visa ‡. so if you want to share your RBC ION+ Visa with a spouse or child, go ahead and add them. Commencer » RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality RBC ION+ Visa Review: A Comprehensive Analysis of Its Functionality . TD and BMO both waive account fees if you maintain a minimum balance. Advertiser disclosure. 99% Our verdict Earn rewards for digital gaming, streaming, subscriptions, and everyday purchases. RBC Bank is running an early year promotion as part of its Avion Rewards program. For more details, please refer to your RBC Royal Bank Credit Card Agreement. Get 3,500 points on approval and earn 3,500 bonus points when you spend $500 in your first 3 months. Read more… Float card review. Monthly Paper Statements. Earn up to 1. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. You earn a high rate on popular categories like dining, food delivery, and groceries.